Why we built Earnr

Our world is changing. Rapidly increasing living costs are eating away at savings, and the bull stock market has ended.

We've spent decades helping ultra high net-worths and wholesale groups with financial products and tools that help them grow and manage their wealth using cash and higher returning secured credit.

We built Earnr to open this access to all Australians.

LEADERSHIP TEAM

Leadership Team

CHIEF EXECUTIVE OFFICER
Mark Genovesi
  • Head of Trade Australia, ANZ Bank
  • Head of Transaction Banking, ANZ Bank
  • Director of Structured Finance, ANZ Bank
ECONOMY & MARKETS LEAD
Warren Hogan
  • Chief Economist - ANZ Bank
  • Chief Economist - Credit Suisse Bank
  • Advisor to Australian Government
HEAD OF RISK & COMPLIANCE
Paul Horsten
  • Head of Markets, ANZ Bank
  • Director of Risk Management, Westpac
  • Advisor, various ASX listed companies
DIGITAL CONSUMER ADVISOR
Lee Hunter
  • GM AUS NZ & LATAM, TikTok
  • Head of Marketing APAC, Google
  • Global Head of Brand, Youtube
  • VP Marketing Europe, Deutsche Bank
PEOPLE & EXPANSION LEAD
Kate Pullinger
  • Head of Legal & Partnerships, Milkrun
  • Chief of Staff & Co Sec, Safety Culture
  • M&A & Technology Lawyer, 12 Years

RISK & COMPLIANCE

TECHNOLOGY

Technology

HEAD OF ENGINEERING
Mattijs Spierings
  • 22 years building enterprise technology across consumer and financial sectors
  • Previously lead the build of an ASX owned platform with over 1m current users
FULL STACK DEVELOPER
Aman Saraf
  • Technical background gained with MNCs and banking and finance applications
  • Involved across Earnr's entire technology stack & data architecture

‍

DEVELOPER
Nivesh Mittapally
  • Operates across security and all backend aspects including event driven functions

‍

BACK END DEVELOPER
Tom Nadarajan
  • Focused on building algorithms and backend functions that bring unique insights and functionality to customers

‍

FRONT END DEVELOPER
Subrat Shrestha
  • Works to perfect Earnr's front end solutions across all customer & operational applications

‍

Leadership Team
Risk & Compliance
Technology

Leadership Team

Mark Genovesi
CHIEF EXECUTIVE OFFICER
Mark Genovesi
  • Head of Trade Australia, ANZ Bank
  • Head of Transaction Banking, ANZ Bank
  • Director of Structured Finance, ANZ Bank
Warren Hogan
ECONOMY & MARKETS LEAD
Warren Hogan
  • Chief Economist - ANZ Bank
  • Chief Economist - Credit Suisse Bank
  • Advisor to Australian Government
Paul Horsten
HEAD OF RISK & COMPLIANCE
Paul Horsten
  • Head of Markets, ANZ Bank
  • Director of Risk Management, Westpac
  • Advisor, various ASX listed companies
Lee Hunter
DIGITAL CONSUMER ADVISOR
Lee Hunter
  • GM AUS NZ & LATAM, TikTok
  • Head of Marketing APAC, Google
  • Global Head of Brand, Youtube
  • VP Marketing Europe, Deutsche Bank
Kate Pullinger
PEOPLE & EXPANSION LEAD
Kate Pullinger
  • Head of Legal & Partnerships, Milkrun
  • Chief of Staff & Co Sec, Safety Culture
  • M&A & Technology Lawyer, 12 Years

Risk & Compliance

HEAD OF RISK & COMPLIANCE
Paul Horsten
  • Head of Markets, ANZ Bank
  • Director of Risk Management, Westpac
  • Advisor, various ASX listed companies
DIRECTOR, RESPONSIBLE ENTITY
Natasha Olsen
  • Funds operation & compliance, 15+ years
  • Practicing Lawyer, Funds Management
DIRECTOR, RESPONSIBLE ENTITY
Rob Garton-Smith
  • Fund Manager, 40+ years
  • Fellow, Financial Services Australia
  • Member, Australian Compliance Institute
OPERATIONS MANAGER
Ian Bensley
  • Operations & Marketing Lead, PVH Brands
  • Digital Operations Lead, ABN Group

Technology

HEAD OF ENGINEERING
Mattijs Spierings
  • 22 years building enterprise technology across consumer and financial sectors
  • Previously lead the build of an ASX owned platform with over 1m current users
FULL STACK DEVELOPER
Aman Saraf
  • Technical background gained with MNCs and banking and finance applications
  • Involved across Earnr's entire technology stack & data architecture

‍

DEVELOPER
Nivesh Mittapally
  • Operates across security and all backend aspects including event driven functions

‍

BACK END DEVELOPER
Tom Nadarajan
  • Focused on building algorithms and backend functions that bring unique insights and functionality to customers

‍

FRONT END DEVELOPER
Subrat Shrestha
  • Works to perfect Earnr's front end solutions across all customer & operational applications

‍

What is Earnr

Earnr is a savings platform that provides access to secured returns traditionally only available to ultra high net-worths and large wholesale groups. Earnr customers benefit from monthly interest payments and include individuals, businesses, SMSFs and trusts.

Earnr was founded in 2020 and has been providing returns for our members since 2021. Customers can either create an account here from our website or download the Earnr app on Apple and Android.

Why we made Earnr

100+ Sections

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CMS Integration

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Great Support

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Great Demos

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Why we made Earnr

Global markets are changing fast. Inflation is decreasing the real value of money, and stock markets are becoming increasingly volatile. Yet most Australians can't access fixed income products.

We've spent our lives structuring secured financial products for banks, and helping the world's biggest companies & wealthiest individuals manage their returns down to every dollar.

Our mission is to provide all Australians with a tool to help manage the total return on their money, and provide access to capital stable higher returns by leveraging inefficiency in banking markets.

Leadership
Risk & Compliance
Technology
CHIEF EXECUTIVE OFFICER
Mark Genovesi
  • Head of Trade Australia, ANZ Bank
  • Head of Transaction Banking, ANZ Bank
  • Director of Structured Finance, ANZ Bank
ECONOMY & MARKETS LEAD
Warren Hogan
  • Chief Economist - ANZ Bank
  • Chief Economist - Credit Suisse Bank
  • Advisor to Australian Government
HEAD OF RISK & COMPLIANCE
Paul Horsten
  • Head of Markets, ANZ Bank
  • Director of Risk Management, Westpac
  • Advisor, various ASX listed companies
DIGITAL CONSUMER ADVISOR
Lee Hunter
  • GM AUS NZ & LATAM, TikTok
  • Head of Marketing APAC, Google
  • Global Head of Brand, Youtube
  • VP Marketing Europe, Deutsche Bank
PEOPLE & EXPANSION LEAD
Kate Pullinger
  • Head of Legal & Partnerships, Milkrun
  • Chief of Staff & Co Sec, Safety Culture
  • M&A & Technology Lawyer, 12 Years
Risk & Compliance
HEAD OF RISK & COMPLIANCE
Paul Horsten
  • Head of Markets, ANZ Bank
  • Director of Risk Management, Westpac
  • Advisor, various ASX listed companies
DIRECTOR, RESPONSIBLE ENTITY
Natasha Olsen
  • Funds operation & compliance, 15+ years
  • Practicing Lawyer, Funds Management
DIRECTOR, RESPONSIBLE ENTITY
Rob Garton-Smith
  • Fund Manager, 40+ years
  • Fellow, Financial Services Australia
  • Member, Australian Compliance Institute
OPERATIONS MANAGER
Ian Bensley
  • Operations & Marketing Lead, PVH Brands
  • Digital Operations Lead, ABN Group

Technology

earnr frequency asked questions
HEAD OF RISK & COMPLIANCE
Paul Horsten

Insert Bio here

DIRECTOR, RESPONSIBLE ENTITY
Natasha Olsen

DIRECTOR, RESPONSIBLE ENTITY
Rob Garton-Smith

OPERATIONS MANAGER
Ian Bensley

Ian was previously Marketing and Operations Lead for PVH Brands and Digital Marketing Lead for ABN Group. Having significant operations experience, Ian is the glue between Earnr's products and customers and is responsible for ensuring Earnr's mission is delivered to our community.

Technology
HEAD OF ENGINEERING
Mattijs Spierings

FULL STACK DEVELOPER
Aman Saraf

Aman is a senior technologist with a career focus on banking and finance. He has been pivotal in the design and build stage at several early stage companies, after gaining experience working across technology teams in multi-nationals companies.

DEVELOPER
Nivesh Mittapally

BACK END DEVELOPER
Tom Nadarajan

Tom works with earnr's technology and product teams building algorithms, backend functions, and third party integrations to bring unique insights and functionality to customers.

FRONT END DEVELOPER
Subrat Shrestha

HEAD OF ENGINEERING
Mattijs Spierings

FULL STACK DEVELOPER
Aman Saraf

Aman is a senior technologist with a career focus on banking and finance. He has been pivotal in the design and build stage at several early stage companies, after gaining experience working across technology teams in multi-nationals companies.

DEVELOPER
Nivesh Mittapally

BACK END DEVELOPER
Tom Nadarajan

Tom works with earnr's technology and product teams building algorithms, backend functions, and third party integrations to bring unique insights and functionality to customers.

FRONT END DEVELOPER
Subrat Shrestha

Risk & Compliance
HEAD OF RISK & COMPLIANCE
Paul Horsten

Insert Bio here

DIRECTOR, RESPONSIBLE ENTITY
Natasha Olsen

DIRECTOR, RESPONSIBLE ENTITY
Rob Garton-Smith

OPERATIONS MANAGER
Ian Bensley

Ian was previously Marketing and Operations Lead for PVH Brands and Digital Marketing Lead for ABN Group. Having significant operations experience, Ian is the glue between Earnr's products and customers and is responsible for ensuring Earnr's mission is delivered to our community.